by Ramoth Watson | Sep 4, 2026 | Blog
On September 4, 1979, at 18 years old, I received my first driver’s licence. It was a simple paper document, completed by hand, stamped by the licensing authority and issued for a fee of eight dollars. My photograph was attached, and the entire document carried the...
by Ramoth Watson | Aug 17, 2026 | Blog
There is an old saying: “When you discover you are riding a dead horse, the best strategy is to dismount.” Simple advice. But surprisingly difficult to follow. In business and in life, we sometimes continue investing in something long after the evidence suggests it is...
by Ramoth Watson | Jun 22, 2026 | Blog
In Italy, there is a beautiful concept called dolce far niente – “the sweetness of doing nothing.” For many people, especially those who have spent decades building careers, raising families, and meeting responsibilities, this idea feels almost foreign. We have...
by Ramoth Watson | May 8, 2026 | Blog
When most people think about life insurance, they think about protection, and rightly so. It’s there to provide for loved ones when you’re no longer around. But over the years, both in my work and in writing More Than Just a Payout: How Life Insurance Builds Security...
by Ramoth Watson | May 8, 2026 | Blog
Blended families are becoming increasingly common, bringing together spouses, children from previous relationships, stepchildren, and extended family members into one household. While these families often create loving and supportive environments, they can also...
by Ramoth Watson | Apr 27, 2026 | Blog
One of the most underutilized features of life insurance is policy assignment.Most people don’t realize that a life insurance policy can be transferred or leveraged to support real financial goals while the insured is still alive. Here are two key forms: Absolute...
by Ramoth Watson | Apr 26, 2026 | Blog
If professionals are still chasing income in their seventies, what exactly are they teaching us about freedom? This isn’t just about financial advisors. It applies to consultants, executives, entrepreneurs, anyone speaking about success, independence, or retirement....
by Ramoth Watson | Apr 14, 2026 | Blog
In my work with individuals and families, one factor stands out: Financial planning is not just about strategy, it’s about trust. When someone purchases a life insurance policy, they are relying on a promise that may not be called upon for decades. The strength of...
by Ramoth Watson | Apr 8, 2026 | Blog
“Even if you win the rat race, you’re still a rat.” — Lily Tomlin It’s a bold statement, but one that deserves reflection. We live in a world that rewards motion: promotions, income growth, titles, and recognition. From early on, many of us are conditioned to believe...
by Ramoth Watson | Feb 28, 2026 | Blog
A recent online video showed a mother speaking acrimoniously about her daughter, emphasizing that she singlehandedly raised her in very poor conditions, only to feel “abandoned” later. The pain in her words was clear. But so was the damage of making that pain public....
