On September 4, 1979, at 18 years old, I received my first driver’s licence. It was a simple paper document, completed by hand, stamped by the licensing authority and issued for a fee of eight dollars. My photograph was attached, and the entire document carried the...
There is an old saying: “When you discover you are riding a dead horse, the best strategy is to dismount.” Simple advice. But surprisingly difficult to follow. In business and in life, we sometimes continue investing in something long after the evidence suggests it is...
In Italy, there is a beautiful concept called dolce far niente - “the sweetness of doing nothing.” For many people, especially those who have spent decades building careers, raising families, and meeting responsibilities, this idea feels almost foreign. We have been...
When most people think about life insurance, they think about protection, and rightly so. It’s there to provide for loved ones when you’re no longer around. But over the years, both in my work and in writing More Than Just a Payout: How Life Insurance Builds Security...
Blended families are becoming increasingly common, bringing together spouses, children from previous relationships, stepchildren, and extended family members into one household. While these families often create loving and supportive environments, they can also...
One of the most underutilized features of life insurance is policy assignment.Most people don’t realize that a life insurance policy can be transferred or leveraged to support real financial goals while the insured is still alive. Here are two key forms: Absolute...
