In Jamaica, I have seen financial institutions encourage parents to prepare for their children’s education from an early age. That conversation often begins while the child is still young. It made me wonder how that conversation unfolds in the United States. American...

On September 4, 1979, at 18 years old, I received my first driver’s licence. It was a simple paper document, completed by hand, stamped by the licensing authority and issued for a fee of eight dollars. My photograph was attached, and the entire document carried the...

There is an old saying: “When you discover you are riding a dead horse, the best strategy is to dismount.” Simple advice. But surprisingly difficult to follow. In business and in life, we sometimes continue investing in something long after the evidence suggests it is...