Too many surviving spouses face the unthinkable: not only grieving the loss of a loved one, but also being forced to sell the family home because they can no longer afford the mortgage. It’s a heartbreaking reality, not because they want to move, but because they have...
Timeless Advice from Immanuel Kant for Your Prime Years “Happiness is having something to do, someone to love, and something to hope for.”- Immanuel Kant As I prepare to launch PlanforPurpose.com, I’m reminded of these simple yet profound words from the great German...
In a time when ethical decisions are rarely black and white, can a rigid 18th-century moral philosophy still guide us? Immanuel Kant thought so. His concept of the Categorical Imperative was groundbreaking for its time, and still challenges us today. “Act only...
In 1889, German Chancellor Otto von Bismarck introduced the world’s first government-sponsored old age pension system, a groundbreaking move that laid the foundation for modern social security programs. But while Bismarck’s pension model was revolutionary for its...
When people first consider buying life insurance, the most common question is, “How much coverage do I need?” It’s a good question, but the answer often surprises people. Many individuals underestimate the amount of coverage needed to truly protect their loved ones,...
“She didn’t bring home a paycheque but she held our whole world together.” When we think about life insurance, we often focus on the income earner. After all, replacing a lost paycheque makes financial sense. But there’s a role in many families that doesn’t come with...