In the wake of Hurricane Melissa, we’re seeing both life insurance and peril insurance claims being processed. While both offer vital financial protection, they’re founded on two very different principles: valued contracts and contracts of indemnity. Life Insurance: A...
When disaster strikes, chaos is inevitable, but what determines whether a community stay fragmented or finds strength together is often how leaders guide people through each phase of recovery.In moments like those following Hurricane Melissa, understanding Bruce...
When disaster hits, whether it’s a hurricane, flood, wildfire, or tornado: public shelters become a lifeline. They offer safety, warmth, and a temporary refuge from chaos. But for many, stepping into a shelter can also bring an entirely new set of challenges that test...
I’ve spent most of my professional life, over 35 years, helping people understand the importance of insurance. It’s a unique kind of promise: one you put in place before you ever need it. That’s what makes it powerful, but also what makes it hard for many to...
There’s a Kenyan proverb that says, “When elephants fight, it’s the grass that suffers.” It’s a vivid reminder that when those in power clash, it’s the people on the ground who bear the consequences. Once again, as the U.S. government faces another shutdown which...
By Ramoth Watson On July 24, 2025, I wrote an op-ed titled From Success to Significance: Why Accomplished People Are Letting Go of Luxury. I cited Arnold Schwarzenegger, Howard Schultz, and MacKenzie Scott, individuals who’ve shifted from achievement to impact. Today,...
