When you think of life insurance, the image that most springs to mind is a benefit that only comes into play when a loved one is left behind. However, what if your policy could offer financial relief when you need it most, while you’re still very much alive? This is...
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When the Mortgage Outlives the Marriage Part 2 – Closing the Knowledge Gap on Life Insurance and Family Protection
These stories are becoming tragically familiar in the U.S., a recurring decimal of loss and vulnerability. Recently, a grieving widow and mother of four shared her pain on a popular podcast: her husband, a roofer, had fallen to his death through a skylight. Without...
When You Change the Way, You Look at Things, the Things You Look at Change
How Life’s Stages Transform What We Prioritize “When you change the way, you look at things, the things you look at change.”- Wayne Dyer This quote hits differently depending on where you are in life. As we move through our twenties, thirties, fifties, and beyond, the...
“When the Tide Goes Out”: What Warren Buffett Taught Us About Life Insurance and Retirement Planning
Warren Buffett once said, “Only when the tide goes out do you discover who’s been swimming naked.” At first glance, it’s a humorous turn of phrase. But beneath the surface, it’s one of the most powerful financial truths we can learn. In strong economies or during...
Can a Robot Really Do My Job? The Future of Work, Life Insurance, and Pension Planning
By Ramoth Watson Artificial intelligence isn’t coming, it’s already here. From underwriting algorithms to AI-driven customer service, machines are reshaping the way we work, communicate, and make decisions. But the looming question for many professionals is deeply...
Facing the Future: Planning for a Sustainable and Purpose-Filled Retirement
By Ramoth Watson Recently, a company I’ve long admired took a bold and compassionate step. They organized a pre-retirement counseling seminar for 44 of their employees, all within a decade of normal retirement age. It was designed to spark thoughtful conversations,...