By Ramoth Watson Recently, a company I’ve long admired took a bold and compassionate step. They organized a pre-retirement counseling seminar for 44 of their employees, all within a decade of normal retirement age. It was designed to spark thoughtful conversations,...
Blog
When the Mortgage Outlives the Marriage -Part 1
Too many surviving spouses face the unthinkable: not only grieving the loss of a loved one, but also being forced to sell the family home because they can no longer afford the mortgage. It’s a heartbreaking reality, not because they want to move, but because they have...
The Three Pillars of a Fulfilled Life
Timeless Advice from Immanuel Kant for Your Prime Years “Happiness is having something to do, someone to love, and something to hope for.”- Immanuel Kant As I prepare to launch PlanforPurpose.com, I’m reminded of these simple yet profound words from the great German...
Is Kant’s Categorical Imperative Too Idealistic for Today’s Complex World
In a time when ethical decisions are rarely black and white, can a rigid 18th-century moral philosophy still guide us? Immanuel Kant thought so. His concept of the Categorical Imperative was groundbreaking for its time, and still challenges us today. “Act only...
From Bismarck to the Future: Why Life Insurance Still Matters in Retirement Planning
In 1889, German Chancellor Otto von Bismarck introduced the world’s first government-sponsored old age pension system, a groundbreaking move that laid the foundation for modern social security programs. But while Bismarck’s pension model was revolutionary for its...
How Much Life Insurance Do You Really Need? (Hint: Probably More Than You Think)
When people first consider buying life insurance, the most common question is, “How much coverage do I need?” It’s a good question, but the answer often surprises people. Many individuals underestimate the amount of coverage needed to truly protect their loved ones,...
