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A Smarter Way to fund college Without the Student Debt Trap

A Smarter Way to fund college Without the Student Debt Trap

by Ramoth Watson | Jun 21, 2025 | Blog

Student loan debt has become a national crisis in the United States. With over $1.7 trillion owed and millions of families burdened by decades-long repayment plans, many parents are seeking smarter, more strategic ways to prepare for their children’s education...
A Smarter Way to fund college Without the Student Debt Trap

Go Upstream: Why Life Insurance Is the Help We Need Before the Tragedy

by Ramoth Watson | Jun 20, 2025 | Blog

“There comes a point where we need to just stop pulling people out of the river. We need to go upstream to find out why they are falling in.” – Archbishop Desmond Tutu Every day, we see the heartbreaking GoFundMe pages. We hear about communities rallying,...
A Smarter Way to fund college Without the Student Debt Trap

Why Is It That Such a High Percentage of Our Population Die Without Life Insurance: Ignorance, Arrogance, or Inability?

by Ramoth Watson | Jun 20, 2025 | Blog

Each year, nearly 48% of Americans die without life insurance, and another 21% die underinsured, leaving loved ones exposed to financial hardship. The Jamaican data is even more alarming. This trend begs the question: Why? 1. Ignorance: They Don’t Know What They Don’t...
A Smarter Way to fund college Without the Student Debt Trap

The Value of a Buy-Sell Agreement in a Business Partnership

by Ramoth Watson | Jun 20, 2025 | Blog

A buy-sell agreement is one of the most critical tools in protecting a business partnership. Often called a “business will,” this legally binding contract outlines what happens if a partner retires, becomes disabled, passes away, or chooses to leave the business....
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Ramoth Watson

With over three decades of experience in the life insurance and financial services industry, Ramoth has empowered thousands of individuals and families to achieve clarity in retirement planning, financial stability, and effective generational wealth transfer.

Author of the published guide More Than Just a Payout: How Life Insurance Builds Security and Opportunity and the soon-to-be-released Prime Time Living: A Baby Boomer’s Guide to Purpose, Passion, Fulfilment, and Legacy

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