by Ramoth Watson | Jul 5, 2025 | Blog
By Ramoth Watson Recently, a company I’ve long admired took a bold and compassionate step. They organized a pre-retirement counseling seminar for 44 of their employees, all within a decade of normal retirement age. It was designed to spark thoughtful conversations,...
by Ramoth Watson | Jul 4, 2025 | Inspiration
You say you want to watch the sunset, but you’re heading east. No matter how determined you are, you won’t see it. Why? Because your direction doesn’t match your desire. This same disconnect happens when your financial vision isn’t aligned with your personal values....
by Ramoth Watson | Jul 3, 2025 | Blog
Too many surviving spouses face the unthinkable: not only grieving the loss of a loved one, but also being forced to sell the family home because they can no longer afford the mortgage. It’s a heartbreaking reality, not because they want to move, but because they have...
by Ramoth Watson | Jul 2, 2025 | Blog
Timeless Advice from Immanuel Kant for Your Prime Years “Happiness is having something to do, someone to love, and something to hope for.”- Immanuel Kant As I prepare to launch PlanforPurpose.com, I’m reminded of these simple yet profound words from the great German...
by Ramoth Watson | Jun 30, 2025 | Blog
In a time when ethical decisions are rarely black and white, can a rigid 18th-century moral philosophy still guide us? Immanuel Kant thought so. His concept of the Categorical Imperative was groundbreaking for its time, and still challenges us today. “Act only...
by Ramoth Watson | Jun 27, 2025 | Blog
In 1889, German Chancellor Otto von Bismarck introduced the world’s first government-sponsored old age pension system, a groundbreaking move that laid the foundation for modern social security programs. But while Bismarck’s pension model was revolutionary for its...
by Ramoth Watson | Jun 23, 2025 | Blog
When people first consider buying life insurance, the most common question is, “How much coverage do I need?” It’s a good question, but the answer often surprises people. Many individuals underestimate the amount of coverage needed to truly protect their loved ones,...
by Ramoth Watson | Jun 23, 2025 | Blog
“She didn’t bring home a paycheque but she held our whole world together.” When we think about life insurance, we often focus on the income earner. After all, replacing a lost paycheque makes financial sense. But there’s a role in many families that doesn’t come with...
by Ramoth Watson | Jun 22, 2025 | Blog
As financial advisors, we often guide clients through complex decisions about how to build wealth, preserve it, and ultimately pass it on. One tool that consistently delivers both simplicity and impact is life insurance. Not only does it offer peace of mind during a...
by Ramoth Watson | Jun 21, 2025 | Blog
Life Insurance often feels mysterious, complex, intimidating and something people put off. When I wrote my book “More Than Just A Payout” my mission was to simplify it. I wanted to share that life insurance isn’t just about preparing for death; it’s about protecting...