There’s a growing number of voices suggesting that homeownership is overrated. They argue that renting and investing the difference produces higher returns, and on paper, that might look true. But in reality, few people have the discipline to consistently invest for...

A few days before Hurricane Melissa struck, I shared some thoughts on preparation and protection, how insurance is a promise we put in place before we ever need it. Now, as we witness the storm’s aftermath, I’m reminded of another fact:The real measure of that promise...

In the wake of Hurricane Melissa, we’re seeing both life insurance and peril insurance claims being processed. While both offer vital financial protection, they’re founded on two very different principles: valued contracts and contracts of indemnity. Life Insurance: A...