By Plan for Purpose Trust is the invisible currency that fuels every financial system. Without it, even the most technically sound products fail to gain traction. Nowhere is this more evident than in the world of insurance, especially in many African markets, where...

Insurable interest is one of the most important principles in life insurance. It ensures policies are purchased for protection, not for financial gain. A policy owner must have a legitimate financial or emotional reason to want the insured person to live. At its core:...

In the risk-driven world of financial protection, insurance companies don’t carry every risk on their own books. Instead, the industry relies on a multi-layered system designed to distribute exposure and maintain stability, even during catastrophic events. Here’s a...