A clear, conversational look at the structure that keeps the global insurance system stable. In an earlier post, I covered insurance, reinsurance, and retrocession at a high level. The response was strong, and many readers asked for a deeper, but still digestible,...

In the life insurance world, parents often express a familiar sentiment: “I don’t need life insurance for myself, but I’d be willing to insure my children.” On the surface, this sounds caring and responsible. After all, what parent doesn’t want to protect their...

Hurricane Melissa has passed, but the impact will be felt for years. As communities assess the damage, one thing is clear: storms like this remind us of the importance of strong building practices, smart land-use decisions, and, often overlooked, proper insurance...