Fifteen years ago, when my father passed away, my mother’s life changed overnight. He had been the one to handle almost everything, finances, errands, household decisions, and the little day-to-day details that keep a home running. Without him, she faced an...

Your Daily Habits May Matter More Than Your DNABy Ramoth Watson “Genetics loads the gun, lifestyle pulls the trigger.”- Dr. Mehmet Oz It’s a phrase that stops people in their tracks, and for good reason. In a world where we often hear, “It runs in the family,” this...

by Ramoth Watson It’s a common misconception, one that I hear all too often: “If a family is earning USD400,000 annually, they don’t need a financial advisor. They just need common sense.” That couldn’t be further from the truth. In fact, the history of personal...