Plan For Purpose
From Security to Significance
At Plan For Purpose, we help individuals move beyond financial survival toward lives of meaning, freedom, and fulfilment. Whether you’re preparing for retirement, redefining your identity, or shaping your legacy, our mission is simple:
To guide mature professionals and Baby Boomers toward a future rooted in purpose.
Led by Ramoth Watson, a seasoned financial mentor, educator, and author. We offer a unique blend of financial insight, personal reinvention tools, and legacy-building strategies for those ready to live intentionally in the next chapter of their lives.
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Ramoth Watson
Author
About Me
Author • Legacy Mentor • Trusted Financial Educator
With over three decades of experience in the life insurance and financial services industry, Ramoth has empowered thousands of individuals and families to achieve clarity in retirement planning, financial stability, and effective generational wealth transfer.
Ramoth is the author of the published guide:
- More Than Just a Payout: How Life Insurance Builds Security and Opportunity
And the soon-to-be-released:
- Prime Time Living: A Baby Boomer’s Guide to Purpose, Passion, Fulfilment, and Legacy, a transformative manuscript designed to help readers navigate the emotional, financial, and spiritual transitions of later life with clarity and confidence.
Throughout his distinguished career, Ramoth has:
- Served 24 years as a life insurance sales leader and mentor.
- Received multiple Million Dollar Round Table awards and Agency Manager of the Year honours.
- Moderated Jamaica’s life insurance licensing course for over two decades.
- Inspired professionals through seminars, mentorship, and educational leadership.
He brings authentic experience and a compassionate voice to every conversation around retirement, purpose, and living a legacy that lasts.
My Books
More Than Just A Payout

Our Services & Offerings
Books & Resources
More Than Just a Payout
Discover how life insurance can create peace of mind, protect your loved ones, and be a powerful tool for opportunity and legacy.
Prime Time Living (Coming Soon)
A heartfelt and practical guide to navigating the second half of life with intention, health, passion, and purpose.
Stay tuned for the release date.
Speaking & Workshops
Ramoth is available for:
- Faith-based and community events
- Retirement planning seminars
- Motivational author talks and book clubs
- Professional development and mentorship forums
Consultation & Coaching
Our coaching programs will help you:
✔ Align your values with your financial vision: Discover how your beliefs, goals, and lifestyle can shape a financial plan that supports both your present needs and long-term aspirations.
✔ Plan for a sustainable and purpose-filled retirement: Move beyond generic planning. Learn how to design a retirement that honors your passions, promotes wellness, and leaves space for continued growth and contribution.
✔ Embrace mentorship and legacy as life’s highest calling: You’ve lived a life full of lessons. Let’s explore how to pass that wisdom on to your family, community, and future generations through intentional acts, mentoring, and legacy tools.
✔ Engage in a guided conversation around your life insurance needs: Led by Ramoth Watson, a seasoned life insurance professional with over three decades of industry experience. Our advisory session provides a safe, pressure-free, and unbiased environment to help you understand, evaluate, and align your life insurance coverage with your life stage and values. This is not about products. It’s about clarity, confidence, and making informed decisions.
Why Choose Plan For Purpose?
Credibility
Over three decades of financial and educational leadership.
Clarity
Straightforward guidance grounded in real-life experience.
Connection
Designed especially for Baby Boomers and later-life professionals.
Transformation
From managing assets to making an impact.
Start Your Legacy Journey
Plan For Purpose isn’t just a website; it’s a movement. For the bold, the wise, and the willing.
For those ready to say, “I’m not finished—I’m just getting started.”